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how to do your taxin school.

Tax, rent, super, health, credit, money and more — explained clearly, built for Australians, free to start.

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Finance & Budgeting·Tax & the ATO·Credit & Debt·Renting & Leases·Super & Investing·Buying a Home·Employment & Pay·Insurance & Medicare·Health & Wellbeing·Cars & Driving·Legal & Consumer Rights·Scams & Online Safety·Finance & Budgeting·Tax & the ATO·Credit & Debt·Renting & Leases·Super & Investing·Buying a Home·Employment & Pay·Insurance & Medicare·Health & Wellbeing·Cars & Driving·Legal & Consumer Rights·Scams & Online Safety·

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Finance & Budgeting

Renting & Leases

Employment & Pay

Super & Investing

Health & Wellbeing

Insurance & Medicare

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💰 Finance & Budgeting

How to Build a Budget That Actually Works

Learn the 50/30/20 rule, envelope budgeting, and how to set up a system that fits your life — not someone else's.

🧾 Tax & the ATO

Your First Tax Return: A Step-by-Step Guide

Demystifying the ATO, myTax and what you actually need to declare. Including what most first-timers miss.

💳 Credit & Debt

HECS/HELP Debt Explained

How the repayment system works, what indexation does to your balance, and when it makes sense to pay it off early.

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How it works

Simple by design.
Useful for life.

1

Pick what you need

Dozens of categories covering every part of adult life in Australia. Start with what's relevant to you right now — no need to do everything at once.

2

Learn at your pace

Bite-sized lessons you can finish in 5–10 minutes. No videos to scrub through, no fluff. Just clear, plain-English explanations.

3

Use the tools

10 free calculators alongside the lessons that matter. Budget builders, tax calculators, mortgage tools — built for Australians, always free.

Free tools

10 calculators. All free.
No sign-up required.

Payment Calendar

Savings Calculator

Stamp Duty Calculator

Income Tax Calculator

Credit Card Repayment

Mortgage Repayment

Personal Loan Calculator

Capital Gains Tax

Super Calculator

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Practical Guides

Step-by-step guides for
real situations.

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💼 Employment & Pay

How to Negotiate Your Starting Salary

The research method, the numbers framework, and word-for-word scripts for getting more than the first offer.

6 steps · 15 min→

💼 Employment & Pay

What to Do When You Start Your First Full-Time Job

Tax file number, super nomination, reading your pay slip and checking your entitlements — everything to set up in your first two weeks.

6 steps · 15 min→

🔑 Renting & Leases

How to Get Your Full Bond Back

From the ingoing condition report to the exit inspection — everything you need to get every dollar back.

6 steps · 15 min→

🧾 Tax & the ATO

How to Lodge Your Tax Return in myTax

From setting up myGov to submitting — including what to claim and how to avoid the mistakes that trigger ATO attention.

8 steps · 20 min→

📈 Super & Investing

How to Switch Super Funds

Find a better fund, check your insurance, roll over your balance and make sure future contributions follow you.

8 steps · 15 min→

🔑 Renting & Leases

How to Break a Lease With Minimum Cost

State-by-state rules, the mitigation obligation and the special circumstances that can reduce or eliminate your costs.

6 steps · 15 min→

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Free lessons give you a taste. The Academy Pass unlocks all lessons across all categories — including every premium lesson, plus all tools. One payment, lifetime access.

✓ 16 free lessons included — no card needed
✓ Hundreds of lessons total across all categories
✓ All 10 free tools included for everyone
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